According to The Kobeissi Letter, the median US mortgage payment soared by 4.9% year-over-year in May 2025, reaching a record $2,882 per month. Over the past three years, monthly payments have increased by approximately $580, or 25%, paralleling a 1.7% annual rise in home prices to $391,725. This surge in housing costs signals tightening household budgets, which could reduce liquidity and retail investment in risk assets, including cryptocurrencies. Crypto traders should monitor potential capital flow shifts as higher mortgage payments may prompt investors to diversify away from traditional real estate into digital assets or preserve cash, especially if housing affordability continues to deteriorate. (Source: The Kobeissi Letter, Twitter, May 27, 2025)

According to The Kobeissi Letter, the median asking home price in the US has surged by 6.3% year-over-year, reaching a record $424,985. This significant increase is approximately $50,000 higher since the start of the year. Additionally, the median sale price rose by 3.0% year-over-year to $383,750. These trends indicate a robust real estate market, potentially impacting mortgage rates and investment strategies.

According to @KobeissiLetter, the median home price in Washington DC has decreased to $552,500, a level not seen since January 2020 when it was $550,000. This suggests a potential opportunity for real estate investors to enter the market as prices have reached a significant low. Follow @KobeissiLetter for monthly updates on housing market trends.

According to The Kobeissi Letter, the median price of new homes in the US increased by $31,000 in January to $446,300, marking the second-highest level on record. This spike follows the previous record of $460,300 in October 2022. Consequently, new home sales declined by 10.5%, indicating potential market cooling due to higher prices.

According to @KobeissiLetter, since discussions about mass layoffs at DOGE began, the median home price in Washington DC has decreased by $139,000. This significant drop coincides with nearly 4,000 new home listings in the area over 30 days, highlighting potential market volatility linked with DOGE's employment strategies.